Comments on: Gumby http://www.KathEats.com/gumby Wed, 08 Feb 2012 04:53:56 +0000 hourly 1 By: Melissa (fitnessnyc) http://www.KathEats.com/gumby#comment-87536 Melissa (fitnessnyc) Wed, 01 Jul 2009 20:45:55 +0000 http://www.KathEats.com/gumby/#comment-87536 thanks for the savings info, very helpful thanks for the savings info, very helpful

]]> By: jen http://www.KathEats.com/gumby#comment-87303 jen Wed, 01 Jul 2009 11:40:47 +0000 http://www.KathEats.com/gumby/#comment-87303 Hey Kath, Good for you trying out new budgeting tools. The one in the Self article you linked to is just like what my husband and I have done for a few years now, and it has pretty much eliminated marital squabbling about what we should spend our money on and how much we "can" spend. All our income goes into the pot to cover expenses and savings just like the article described, then we're each left with what we call our personal fun money. He can spend his on whatever suits his fancy or save it up for a bigger purchase and I can do likewise. Sometimes we'll choose to pool some fun money for a night out, but if we don't have any left, then there's no dining out until we get paid again. Some friedns tease us because we might each pay for our portion of a dinner out from our own fun money... but it works for us, and that way no one gets left burning all of his/her fun money on a meal we both enjoyed, and if he wants to buy a bottle of wine with dinner it's his choice and I'm not worrying over whether I can still afford my new yoga pants, it's coming out of his fun money, so no worries. It's like we're working together as a financial unit, but we still both have the freedom to make completely independent financial choices too... we love it! I've noticed it also seems to have resulted in changes in my hubby's spending habits. He used to spend a lot, very freely, almost like there was no bottom to our bank account (which there definitely is!), but now that he knows he's only got a certain amount of fun money to last him until his next pay check he thinks about his purchases, and sometimes chooses to postpone or skip buying things altogether because he decides he doesn't really need them or can wait until he's saved up the cash. We both feel like we still do plenty of fun stuff, but now those "want" type purchases aren't interfering with our larger financial goals and life plans. Hope you find something that works well for you. I know money can really be a struggle until you get a good system that works for everyone involved. Take care. Hey Kath,
Good for you trying out new budgeting tools. The one in the Self article you linked to is just like what my husband and I have done for a few years now, and it has pretty much eliminated marital squabbling about what we should spend our money on and how much we “can” spend. All our income goes into the pot to cover expenses and savings just like the article described, then we’re each left with what we call our personal fun money. He can spend his on whatever suits his fancy or save it up for a bigger purchase and I can do likewise. Sometimes we’ll choose to pool some fun money for a night out, but if we don’t have any left, then there’s no dining out until we get paid again. Some friedns tease us because we might each pay for our portion of a dinner out from our own fun money… but it works for us, and that way no one gets left burning all of his/her fun money on a meal we both enjoyed, and if he wants to buy a bottle of wine with dinner it’s his choice and I’m not worrying over whether I can still afford my new yoga pants, it’s coming out of his fun money, so no worries. It’s like we’re working together as a financial unit, but we still both have the freedom to make completely independent financial choices too… we love it! I’ve noticed it also seems to have resulted in changes in my hubby’s spending habits. He used to spend a lot, very freely, almost like there was no bottom to our bank account (which there definitely is!), but now that he knows he’s only got a certain amount of fun money to last him until his next pay check he thinks about his purchases, and sometimes chooses to postpone or skip buying things altogether because he decides he doesn’t really need them or can wait until he’s saved up the cash. We both feel like we still do plenty of fun stuff, but now those “want” type purchases aren’t interfering with our larger financial goals and life plans.
Hope you find something that works well for you. I know money can really be a struggle until you get a good system that works for everyone involved.
Take care.

]]> By: Kath http://www.KathEats.com/gumby#comment-87243 Kath Wed, 01 Jul 2009 01:59:39 +0000 http://www.KathEats.com/gumby/#comment-87243 <b> kraileen </b>, We're coming to visit this weekend if you're around! Email me if so. <b> capedaisy </b>, Congrats!!! <b>Allison K</b>, We have two personal and one joint too, but we've migrated to using the joint for everything, which I prefer because i think it's easier to see a snapshot. But the two personal might come back in handy if we ever have enough overflow money to make it in there :) <b> Amanda </b>, I actually prefer using a debit card so I can track it in Mint.com. When I use cash it just disappears with no record (receipts are a pain). I like the idea of a journal though - thanks <B>mary-jo</b>. <b>Hallie (Healthy Twists)</b>, I think that's the point of this system - you have to use the fun money for the un-fun stuff sometimes in order to not over-spend. We are definitely guilty of needing something and over-spending because we don't lighten up on the fun to compensate ("needing" to go to the wedding last weekend, for example). <b> Morgan </b>, Aw thanks ;) K kraileen ,
We’re coming to visit this weekend if you’re around! Email me if so.

capedaisy ,
Congrats!!!

Allison K,
We have two personal and one joint too, but we’ve migrated to using the joint for everything, which I prefer because i think it’s easier to see a snapshot. But the two personal might come back in handy if we ever have enough overflow money to make it in there :)

Amanda ,
I actually prefer using a debit card so I can track it in Mint.com. When I use cash it just disappears with no record (receipts are a pain). I like the idea of a journal though – thanks mary-jo.

Hallie (Healthy Twists),
I think that’s the point of this system – you have to use the fun money for the un-fun stuff sometimes in order to not over-spend. We are definitely guilty of needing something and over-spending because we don’t lighten up on the fun to compensate (“needing” to go to the wedding last weekend, for example).

Morgan ,
Aw thanks ;)

K

]]> By: Vanessa (Last Night's Leftovers) http://www.KathEats.com/gumby#comment-87240 Vanessa (Last Night's Leftovers) Wed, 01 Jul 2009 00:32:43 +0000 http://www.KathEats.com/gumby/#comment-87240 Ok, I need to get on the yoga bandwagon. Somewhat like running, I can't seem to find anyone who has given it a chance and not loved it! Hmm... Ok, I need to get on the yoga bandwagon. Somewhat like running, I can’t seem to find anyone who has given it a chance and not loved it! Hmm…

]]> By: Morgan http://www.KathEats.com/gumby#comment-87238 Morgan Wed, 01 Jul 2009 00:32:01 +0000 http://www.KathEats.com/gumby/#comment-87238 Kath I have to thank you for the financial blog. I got into mint earlier this year thanks to your reccomendation, and now I have added the self.com financial blog to my blogroll. Not only are you a nutrition expert, you are also a finace one! Kath I have to thank you for the financial blog. I got into mint earlier this year thanks to your reccomendation, and now I have added the self.com financial blog to my blogroll. Not only are you a nutrition expert, you are also a finace one!

]]> By: Lauren http://www.KathEats.com/gumby#comment-87235 Lauren Wed, 01 Jul 2009 00:13:22 +0000 http://www.KathEats.com/gumby/#comment-87235 I think a huge jass salad could keep me full for hours and hours. I love eating them everyday at work to keep me entirely satisfied for the rest of the day. Great outlook on conserving. I know how hard it can be, but you have such a great prespective on wants vs. needs. Thanks for the great advice. I think a huge jass salad could keep me full for hours and hours. I love eating them everyday at work to keep me entirely satisfied for the rest of the day.

Great outlook on conserving. I know how hard it can be, but you have such a great prespective on wants vs. needs. Thanks for the great advice.

]]> By: leslie http://www.KathEats.com/gumby#comment-87234 leslie Wed, 01 Jul 2009 00:06:14 +0000 http://www.KathEats.com/gumby/#comment-87234 i really agree about the magic of yoga. it has never reaped anything but benefits for me, and i'd be hard-pressed to find someone who has negative associations with it. really interesting thoughts on budgeting. i do something somewhat similar - limit myself to the needs, and keep a small amount for "flex" spending. that way i don't feel obsessive and deprived of everything all the time, but i also don't see my money disappear too quickly. budgeting is definitely one of those practicalities that is no fun at all! i really agree about the magic of yoga. it has never reaped anything but benefits for me, and i’d be hard-pressed to find someone who has negative associations with it.

really interesting thoughts on budgeting. i do something somewhat similar – limit myself to the needs, and keep a small amount for “flex” spending. that way i don’t feel obsessive and deprived of everything all the time, but i also don’t see my money disappear too quickly. budgeting is definitely one of those practicalities that is no fun at all!

]]> By: Christine http://www.KathEats.com/gumby#comment-87233 Christine Tue, 30 Jun 2009 23:39:31 +0000 http://www.KathEats.com/gumby/#comment-87233 Kath, that info on saving money is like the CliffsNotes for the book I read, All Your Worth: The Ultimate Lifetime Money Plan. I highly recommend it. It's very similar to the Easydoesit Budget, but it goes into much more detail. Kath, that info on saving money is like the CliffsNotes for the book I read, All Your Worth: The Ultimate Lifetime Money Plan. I highly recommend it. It’s very similar to the Easydoesit Budget, but it goes into much more detail.

]]> By: Lynn (The Actors Diet) http://www.KathEats.com/gumby#comment-87231 Lynn (The Actors Diet) Tue, 30 Jun 2009 23:15:24 +0000 http://www.KathEats.com/gumby/#comment-87231 Hey Gumby, Thanks for the tip about that $$$ saving site. We all could be saving some dough, non? Hey Gumby, Thanks for the tip about that $$$ saving site. We all could be saving some dough, non?

]]> By: Vince http://www.KathEats.com/gumby#comment-87229 Vince Tue, 30 Jun 2009 22:35:26 +0000 http://www.KathEats.com/gumby/#comment-87229 He was once a little green slab of clay... GUMBY! That song is stuck in my head, I thought I would share :-) Interesting thoughts in the "Choose Neither" article. Some times neither is the best choice. Will definitely check out the Save Like Me Blog. Being presently between jobs I'm being very frugal in my spending. Ideas to help that are always welcome. Something Matt might want to think about is I've stopped going to salons for haircuts and now use the same old fashioned barbershop that my 81 year old father goes to. They give the basic cut that I like for under $10. He was once a little green slab of clay…
GUMBY!

That song is stuck in my head, I thought I would share :-)

Interesting thoughts in the “Choose Neither” article. Some times neither is the best choice. Will definitely check out the Save Like Me Blog. Being presently between jobs I’m being very frugal in my spending. Ideas to help that are always welcome.

Something Matt might want to think about is I’ve stopped going to salons for haircuts and now use the same old fashioned barbershop that my 81 year old father goes to. They give the basic cut that I like for under $10.

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